Source: Adapted from Taste of Home
1 pound ground beef
1/4 cup chopped onion
1/4 cup chopped green pepper
1 envelope taco seasoning
1/2 cup water
1 cup crushed tortilla chips
1 can (16 ounces) refried beans
1 cup (4 ounces) shredded cheddar cheese
Toppings: chopped lettuce and tomatoes, sliced ripe olives, sour cream and picante sauce
1. Heat oven to 375. In a large skillet, cook beef, onion and green pepper over medium heat until meat is no longer pink; drain. Stir in taco seasoning and water. Cook and stir until thickened, about 3 minutes.
2. Place meat mixture in a greased 8 x 8 in. square baking dish. In a small bowl, stir refried beans; spread over meat. Top beans with cheese.
3. Bake uncovered for 15-20 minutes or until heated through. Top with lettuce, tomatoes, olives and crushed chips. Serve with sour cream and picante sauce.